Key Insights:
- XRP news shifts to Washington as Garlinghouse says crypto rules are closer.
- CFTC talks brought crypto and TradFi leaders into the same policy debate.
- CLARITY Act faces a 60-vote Senate test before any final passage.
Discussions around XRP turned toward Washington this week after Ripple CEO Brad Garlinghouse stated that the United States is closer than ever to securing definitive cryptocurrency regulations. His remarks came in the wake of a White House crypto gathering and the inaugural meeting of the CFTC’s Innovation Advisory Committee.
Nevertheless, his assessment reflected shifting industry sentiment rather than an immediate overhaul of the law. Congress has yet to enact the comprehensive market structure bill that Ripple and other digital asset firms have heavily advocated for.
XRP News Focus Shifts to Washington Talks
Brad Garlinghouse made his statements following his participation in the CFTC gathering on August 20. He noted that attendees reached a consensus that legacy financial regulations are no longer compatible with digital assets. The assembly brought together prominent crypto executives, market operators, and traditional financial institutions.
“Rules written for a different era aren’t good enough,” Garlinghouse posted on X. He pointed out that these outdated guidelines fail to adequately protect consumers and businesses while stifling innovation. His views reinforce Ripple’s enduring campaign for transparent federal oversight.
Alongside these developments, the CFTC appointed Garlinghouse to its Innovation Advisory Committee back in February. Additional participants on the committee feature Coinbase CEO Brian Armstrong and Uniswap Labs CEO Hayden Adams, alongside representatives from CME Group, Nasdaq, and Cboe Global Markets.
XRP News: Ripple CEO Points to White House Meeting
The recent updates regarding XRP also followed a high-profile cryptocurrency discussion held at the White House earlier in the week. President Donald Trump hosted executives from Ripple, Coinbase, Gemini, and other sector leaders, alongside SEC Chairman Paul Atkins and CFTC Chairman Mike Selig.
Garlinghouse expressed that it was great to return to the White House following the session. He stood alongside Trump, Selig, and Atkins to deliberate on digital asset policy, highlighting the CLARITY Act as a primary agenda topic.
Trump urged lawmakers to approve a fair version of the legislation, asserting that the policy is necessary to ensure the United States maintains its competitive edge over China. The bill successfully passed the House in July 2025 but has since stalled within the Senate.
Garlinghouse tied these policy talks to the expanding footprint of crypto ownership across the country. Referring to a study by The Harris Poll and the National Cryptocurrency Association, he mentioned that one out of every four Americans now holds digital assets, proving to Washington that the crypto electorate remains highly engaged.
Furthermore, the Ripple CEO described the CFTC discussions as operating under the “Olympic rules of crypto.” He observed that traditional finance attendees arrived at the exact same conclusion, reiterating that according to current XRP news, legacy frameworks fail to align with modern market realities.
US Crypto Regulation Faces Senate Test
The most critical milestone for U.S. crypto policy is now set for September 15. The Senate is scheduled to review a cloture motion to advance the Digital Asset Market Clarity Act, a procedural maneuver that demands support from 60 senators.
Achieving cloture will not automatically enact the legislation into law. Instead, it will simply permit the Senate to formally open the floor for debate, amendments, and subsequent voting procedures.
Several major disputes remain unresolved, including provisions concerning stablecoin rewards, smart contracts instead of banks and brokers.">decentralised finance protections, compliance ethics, illicit finance deterrents, and consumer safeguards. These contentious points could heavily influence the bill’s legislative journey through the Senate. For the present moment, Garlinghouse maintains an optimistic outlook on U.S. digital asset regulations, keeping ongoing XRP news closely intertwined with Washington’s quest for industry-wide clarity.
FAQ
- What did Ripple CEO Brad Garlinghouse say about US crypto rules?
He stated that the United States is closer than ever to clearer crypto rules, emphasizing that outdated financial regulations are no longer sufficient. - When is the next major Senate vote on US crypto regulation?
The Senate is expected to consider cloture on the Digital Asset Market Clarity Act on September 15. - What legislation was discussed at the White House crypto meeting?
Participants discussed the CLARITY Act, which previously passed the House in July 2025 but stalled in the Senate. - Which regulatory bodies are involved in the recent crypto policy talks?
The discussions feature the U.S. Commodity Futures Trading Commission (CFTC) and the Securities and Exchange Commission (SEC).
