मुख्य बातें:
- Recent updates from Ripple position both XRP and RLUSD as viable assets for corporate treasury management.
- Ripple highlights specific operational use cases, including payroll, cross-border payments, and continuous liquidity.
- Official documentation from Stripe fails to confirm any direct integration with Ripple.
Corporate finance departments are shifting away from treating digital currencies purely as speculative assets, according to Ripple. In an update published late on September 17, the firm advocated for utilizing XRP and RLUSD within corporate treasuries to handle payroll, cross-border flows, and other financial operations. Ripple emphasized that around-the-clock onchain markets enable treasury teams to manage their liquidity effectively outside of standard banking hours.
This messaging expands upon Ripple’s broader campaign to integrate digital assets into standard corporate financial systems. Ripple DAO नियंत्रित और खर्च करता है।">Treasury currently allows businesses to maintain digital asset balances alongside traditional फिएट currency, with RLUSD serving as a dollar-पेग्ड settlement vehicle. These recent statements emphasize practical, operational implementation rather than speculating on token valuations.
Ripple News Focuses on Corporate Treasury Utility
रिپل DAO नियंत्रित और खर्च करता है।">Treasury rolled out native digital asset functionalities on April 1, as detailed in an official corporate announcement. The platform allows finance teams to monitor and control फिएट and digital liquidity from a single dashboard. According to Ripple, these balances can incorporate conventional cash alongside XRP and Ripple USD.
Renaat Ver Eecke, senior vice president of Ripple DAO नियंत्रित और खर्च करता है।">Treasury, noted that finance executives are moving past the initial question of whether to adopt digital assets. He stated that attention has shifted toward seamless deployment that does not disrupt ongoing treasury workflows. Ripple’s latest statements align directly with this emphasis on corporate utility.
Furthermore, Ripple referenced a company survey conducted in April 2026 involving over 1,000 finance leaders. The data indicated that 72% of respondents felt compelled to provide a digital asset solution to remain competitive, while 74% believed that स्टेबलकॉइन्स could enhance cash-flow efficiency and unlock trapped working capital.
These statistics originate from internal corporate research rather than independent adoption metrics, representing executive sentiment within Ripple’s survey cohort instead of verified enterprise implementations.
RLUSD and XRP Serve Different Treasury Functions
Official documentation from Ripple outlines distinct roles for XRP and RLUSD within financial operations. While XRP trades openly on public markets, RLUSD is designed to maintain a stable value of one U.S. dollar. Ripple notes that RLUSD can be redeemed on a one-to-one basis for U.S. dollars under specific terms.
Data from Ripple’s transparency portal reported $2.3956 billion of सर्कुलेटिंग RLUSD alongside $2.5177 billion in reserve funds as of September 3. The company stated that these segregated reserves consist of cash and other approved लिक्विड संपत्तियां।
Figures from CoinGecko indicated that RLUSD was changing hands near $1.00 on September 18, supported by a market capitalization of roughly $2.36 billion and a 24-hour trading वॉल्यूम of approximately $229 million. At the time of publication, the stablecoin held the 42nd position by market capitalization on CoinGecko.
Conversely, XRP remains subject to wider क्रिप्टोकरेंसी बाजार fluctuations. CoinGlass figures placed XRP trading near $1.30, backed by roughly $3.41 billion in 24-hour futures trading वॉल्यूम. Open interest hovered around $2.75 billion, while spot वॉल्यूम reached approximately $761 million.
This fundamental difference is critical for treasury management. Because RLUSD targets stable dollar parity while XRP carries market-price volatility, businesses evaluating either token must navigate distinct accounting, liquidity, and risk-mitigation requirements.
Ripple News Does Not Confirm Claimed Stripe Integration
A recent post on social media alleged that Ripple had formed an integration with Stripe and Tempo’s Machine Payments Protocol. However, official source materials published by Stripe contained no verification of this claim.
Stripe launched the Machine Payments Protocol on March 18 in collaboration with Tempo, describing it as an open standard to facilitate programmatic transactions between artificial intelligence services and agents. Stripe stated that the framework could accommodate both फिएट and stablecoin payments.
Nevertheless, Stripe’s official release made no reference to Ripple, XRP, or RLUSD. Sample documentation pointed to crypto transactions executed over the Tempo network without mentioning Ripple-affiliated assets. Furthermore, no official Ripple announcement evaluated for this report पुष्टि a direct partnership or integration with Stripe.
This distinction prevents open payment protocols from being misconstrued as commercial collaborations, as mere compatibility with an open standard does not constitute a formal business integration between entities.
Ripple Extends Its Enterprise Payments Strategy
Ripple continues to expand its ecosystem around स्टेबलकॉइन्स, custody, payments, and treasury management. Its enterprise treasury platform currently merges conventional cash-handling tools with digital asset accessibility, and the company appointed Bank of New York Mellon in 2025 to act as the primary कस्टोडियन for RLUSD reserves.
Consequently, the latest treasury announcements align seamlessly with Ripple’s established enterprise strategy without establishing new partnerships with Stripe or guaranteeing widespread corporate adoption of XRP or RLUSD. Current market data continues to show distinct characteristics, with XRP remaining अस्थिर and RLUSD holding steady near its dollar target.
Verifiable updates will emerge directly from Ripple or Stripe if either organization officially confirms सपोर्ट for the Machine Payments Protocol. Until that occurs, Ripple’s validated updates remain centered on practical XRP and RLUSD use cases within corporate finance.
This article is for informational purposes only and does not constitute financial or investment advice. Digital-asset use cases and product integrations do not guarantee enterprise adoption or future token performance.
अक्सर पूछे जाने वाले प्रश्न
- What are the main corporate treasury uses for XRP and RLUSD?
Ripple highlights use cases such as liquidity management outside banking hours, cross-border flows, and payroll operations. - Is Stripe officially integrated with Ripple?
No. Primary material from Stripe does not confirm any direct integration with Ripple, XRP, or RLUSD. - How do XRP and RLUSD differ for treasury purposes?
RLUSD targets a stable one-dollar value backed by segregated reserves, while XRP remains exposed to broader cryptocurrency market volatility. - Who acts as the primary कस्टोडियन for RLUSD reserves?
Bank of New York Mellon serves as the primary कस्टोडियन for RLUSD reserves, as selected by Ripple in 2025.
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